
THE LOCAL HEROES PROGRAM
Closing cost credit for firefighters, emergency medical technicians, military and veterans, law enforcement, teachers, church employees and healthcare workers when buying or refinancing a home.
Our Mission
The Local Heroes Program was created to provide a closing cost credit to homebuyers who serve our local community.
"Local Heroes" are typically associated with military, police officers, first-responders & firefighters, teachers, healthcare workers & church employees. Our program goes beyond the scope of these common "career heroes" to also include people who may have a job in a "non-hero" industry, but still contribute to the community through service projects, or volunteer hours at non-profit organizations and/or churches.
Homebuyers that are eligible will receive a credit to help pay for closing cost expenses on their purchase or refinance mortgage. It is quite simple, with no additional underwriting or delay in processing.
Either call our office today or click the "Heroes Start Here" button above to determine your eligibility for the Local Heroes Credit. And when we speak, ask about also getting eligible for our "Offer Accepted" process, so that you have an added advantage in getting into contract on the home of your dreams.


Juan Owens
NMLS# 187746
Desoto Home Mortgage
5740 Getwell Road, Building 10, Suite D
Southaven, Mississippi 38672
901.281.1681
Send an Email to Juan